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Life Cover
Accidental Death Insurance
Accidental Death Insurance pays a lump sum of money if you pass away as a result of an accident.
Accidental Death Insurance benefits
01
Death benefit
Your family or nominated beneficiaries will receive a lump sum of money if you pass away in an accident
02
Financial planning
We will pay for your family to receive professional advice from an approved financial planner. This can help your family plan the most effective way to use the money they will receive.
03
Grief support
We will help a loved one with the cost of counselling from a professional counsellor during the grieving process.
Optional benefits you can choose to include:
Lets you cover your kids too.
We pay your Accidental Death Insurance premiums if you can’t work more than 10 hours per week due to illness or injury.
Lump Sum Support when you need it. Receive this benefit if you suffer any of 29 specified injuries (ranging from broken bones to paralysis). The benefit is payable even if you are still able to continue working. Check the policy document for the full list of injuries and payment periods.
Frequently asked questions
When to choose accidental death insurance instead of life insurance
Not everyone can take out full life insurance. If you have medical problems, Accidental Death Insurance can provide you with some cover and peace of mind. It could also just be the cover that better suits your budget.
Cover and dangerous activities
We won’t pay out if you die as a result of any self-inflicted act. Put simply, we’ll pay out if something happens while skydiving and there’s a malfunction with your parachute — but we won’t pay out if you go skydiving without a parachute.
There may also be exclusions or limitations if you regularly undertake dangerous activities. A financial adviser can discuss these with you.
