Life Cover
Disability Cover
Business Cover
Trauma Cover
Total And Permanent Disablement Cover
Product Updates
Make a Claim
Make a Payment
Review Your Cover
Previously Sold Products
Help When You Need It
Update Your Details
Documents and Forms
Leadership
Awards
Financial Strength Rating
News & insights
Careers
Community Partners
About Acenda Life
Business Cover
Business Disability Insurance
Business Disability Insurance is designed to inject cash into your business if you as the owner, or one of your key employees, need to take time off work due to illness or injury.
Business Disability Insurance benefits
01
Monthly benefit
This is to help you run the business if you are injured or ill and unable to work.
02
Recurrent disability
Restarts your benefit immediately if you suffer the same disability within 12 months.
03
Payment while overseas
You’ll get this if you’re disabled while out of the country.
04
Inflation adjustment
Each year your sum insured can be increased without the need for further medical or financial underwriting
Optional benefits you can choose to include:
Helps you through your recovery period of part time work until you are able to resume full time duties.
Show us financial evidence of business growth and we'll increase your monthly benefit without needing further medical assessment.
Lump Sum Support when you need it. Receive this benefit if you suffer any of 29 specified injuries (ranging from broken bones to paralysis). The benefit is payable even if you are still able to continue working. Check the policy document for the full list of injuries and payment periods.
Frequently asked questions
How long would this cover continue to pay out for?
It’s your call. Choose between 6 months or 12 months and for some business situations you can have up to 2 years. There are also circumstances that will allow you to make repeat claims for these periods if you’ve returned to work for a certain period of time after receiving a benefit.
What can it be used for?
It can be used for a cash injection into your business if you or one of your key employees need to take time off because of a covered illness or injury. It can be used to hire a contractor, or supplement any lost business revenue because of your illness.
